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  • New Auto Loans 1.99% APR*
  • Used Auto Loans 2.99% APR*
  • Personal Loans 10.50% APR*
  • Mortgage – 30 Yr Daily Rates
  • HELOC 4.00% APR*
  • Home Equity Fixed 6.25% APR*
  • 12-Month CD .40% APR*
  • 24-Month CD .60% APR*
*as low as
APR=Annual Percentage Rate

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About Us


Why ADP Federal Credit Union?

ADP Federal Credit Union—A Unique Financial Family

ADP Federal Credit Union is unique.  We are a not-for-profit and member owned cooperative financial institution dedicated to providing our members with a full range of outstanding financial services and competitive loan and savings rates.

Unlike profit-driven banks, thrifts, and finance companies, we return excess earnings to our members in the form of superior service, money saving, convenient financial services to Automatic Data Processing LLC, Broadridge Financial Solutions, Inc. and CDK Global, Inc. associates and their immediate family members.  Members get easy account access wherever they live, work or travel.

ADP Federal Credit Union—A Long Standing Tradition

ADP Federal Credit Union was organized in 1976 by the employees of ADP (Automatic Data Processing, Inc.) in Clifton, New Jersey.  Today, ADP Federal Credit Union has more than $65 million in assets and serves over 9,000 members nationwide, under the guidance of its volunteer Board of Directors.  The Credit Union has two offices in Roseland, New Jersey and Alpharetta, Georgia.   The Credit Union also participates in Shared Branching, a national network of credit unions from all over the country that share facilities to give members thousands of convenient locations to perform transactions just as if they were at their home credit union.

The Credit Union Difference

Credit unions are the best way for consumers to conduct their financial services.

  • Today, 100 million Americans use credit unions to conduct financial services – building savings and accessing credit.
  • Credit union members save over $6 billion each year by doing business with their credit union as opposed to a bank
  • The not-for-profit credit union governance model relies on one member, one vote. Unlike banks, credit unions exist to serve their members, not investors.
  • Credit Unions are insured by NCUA (National Credit Union Administration) up to $250,000.
  • Credit union “Co-op Shared Branching”—
    • Supports the credit union philosophy of cooperation, people helping people.
    • Credit unions have joined forces to provide members a network of 30,000 surcharge free ATM locations (some where you shop such as Costco, Walgreens, and 7-Eleven), nearly 5,000 credit union branches, and over 2,000 self-service locations.
    • Easy access to your credit union account wherever you live, work or travel.

Why wait?  Join ADPFCU today!

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NCUA Insured

Your savings federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government.

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