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 Rates
  • New Auto Loans 1.99% APR*
  • Used Auto Loans 2.99% APR*
  • Personal Loans 10.50% APR*
  • Mortgage – 30 Yr Daily Rates
  • HELOC 4.00% APR*
  • Home Equity Fixed 6.25% APR*
  • 12-Month CD .40% APR*
  • 24-Month CD .60% APR*
*as low as
APR=Annual Percentage Rate

Loan Rates Savings Rates
Account Switch Kit

We've made switching your accounts to ADPFCU easy with our convenient switch kit.

Switch Accounts

Checking Accounts

ADP Federal Credit Union has a checking account designed just for you!

Checking Benefits

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Our eSavers Checking Account comes with free Online Banking, eStatements, and Online Bill Pay to make managing your funds quick and easy.  You'll also have access to over 30,000 surcharge-free ATMs using your VISA™ Debit Card.  

Open an eSavers Checking Account, sign up for direct deposit and eStatements, and take advantage of the benefits:  

  • NO monthly service charge*
  • NO minimum balance
  • NO per check charges
  • FREE Online Home Banking with check imaging
  • FREE Online Bill Pay
  • FREE VISA Debit Card with unlimited signature and PIN transactions
  • FREE in-network ATM usage at thousands of locations nationwide
  • 24-Hour account availability online
  • Earn quarterly dividends with $2,000 minimum balance

*eSavers Checking Account requires Direct Deposit and eStatements.  Account subject to $20 monthly service fee for not meeting requirements.  Visa Debit Card used at ATM machines are free at in-network locations.  All out-of-network ATM usage charged $1.50 per transaction.  Terms subject to change.

 Open a Checking Account  Reorder Checks

Other Checking Accounts Are Available

Debit Card

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ADPFCU checking accounts include the option of an ADPFCU Visa Debit Card. (ADPFCU also offers ATM cards without the debit card features)

CONVENIENCE—Paying with your ADPFCU Visa Debit Card is fast and easy:

  • Cards can be used for everyday purchases anywhere VISA is accepted worldwide
  • Funds are deducted directly from your ADPFCU checking account
  • Transaction detail can be viewed with Online Banking
  • Get easy access to cash at over 65,000 surcharge free ATMs

PROTECTION—Your signature “credit” transactions receive added protection:

  • Your liability is $0 for unauthorized purchases and fraudulent use
  • Shop online securely with Verified by VISA password protection

Apply for Debit Card/ATM

Overdraft Line of Credit

The Overdraft Line of Credit provides you with protection and peace of mind against an overdrawn checking account. Should an item be presented against your account, you now have available credit to pay that item avoiding the embarrassment and cost of a bounced check. The Overdraft Line provides you with the following features -

  • Up to $2,500.00 for qualified borrowers
  • Avoid return checks fees and the embarrassment of a returned check
  • No cost to establish or maintain
  • Payments are monthly at 8.5% of outstanding balance

Click here to apply for the Overdraft Line of Credit

*Note: for joint checking accounts, both account holders must complete and sign the application.

Open an account today!

 Open an Account   Current Rates 

NCUA Insured
NCUA

Your savings federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government.

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