Resources » Policies

Loan Policy
  • Loan applicant must be an ADPFCU member with at least $50 in share savings account

  • No new loan applications will be accepted from members whose Credit Union loans or credit cards are delinquent.

  • A $5 application fee is required for processing.

  • Members may have more than one loan at a time - but only one of the loans can be unsecured.

  • Existing Credit Union auto loans CANNOT be refinanced. We refinance outside auto loans for qualified borrowers.

  • EXPERIAN and EQUIFAX Credit Reporting Bureaus are notified of your loan account status on the 15th of each month.

  • AII loans are opened at the rate and terms in existence on the day of loan opening. Rates and terms are subject to change without notice.

  • No further credit or services will be extended to any person who has caused the ADP Federal Credit Union a loss and who has not voluntarily repaid the loss whether such loss was through bankruptcy or otherwise.

Internet Privacy Statement

ADP Federal Credit Union respects the privacy of its members and is committed to protecting their information on our Web Site. We only collect non-identifying information about our visitors such as date and time our site was accessed, what pages were visited, what service where used, and the city, state and country of the visitor as identified by the server address. ADPFCU collects this information to create summary statistics and determine the level of interest in our information made available on our Web Site which helps us to establish products and services to best meet our members needs.

Visitors may elect to provide us with personal information via E-mail or submitting applications. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.

We require our employees to protect the privacy of information about our members regardless of what medium is used to fulfill your request. The Credit Union will maintain appropriate security standards and procedures regarding unauthorized access to member information.

We will continuously assess ourselves to ensure that member privacy is respected at all times.



NMLS # 405497

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